# Refunds

## get debtor's refund IBAN

 - [GET /v3/payments/{id}/debtor/refundIban](https://docs.payconiq.be/apis/merchant-payment.openapi/refunds/create-refund.md): This endpoint returns the debtor IBAN that the merchant can use to transfer the money directly. This process does not handle any money flow with the debtor.

The token/api-key necessary to call this endpoint must contain:
*  : "" or ""
* : "",
* : 

- Refunds are not allowed for P2P and PAYMENT_REQUEST
- The payment specified should be in the SUCCEEDED state
- The endpoint can be called multiple times by the Merchant, there's no restriction for that